mcdelight.com Terms & Conditions for Use of this Site
UPDATED 1/10/19 – Your use of this site is expressly conditioned on your acceptance of these
Terms of Use. If you do not agree with any part of the Terms of Use, you must not use this site.
mcdelight.com and its affiliated companies (“mcdelight.com”) reserve the right to modify
these Terms of Use at any time. Continued use of this site by you will constitute your acceptance
of any revisions to the Terms of Use. Please check this page regularly.
Welcome to www.mcdelight.com (the “Site”). The owners and operators of the Site (“we” or
“us”) provide certain services at the Site (the “Service”) subject to these terms and conditions.
By using the Service, you agree to be bound by these terms and conditions (the “Agreement”).
We reserve the right to modify this Agreement at any time. Any such modifications shall be
effective upon posting on this website. To use the Services, you must be of legal age to enter into
a binding contract and not be prohibited from using the Services by the laws of the jurisdiction
from which you access the Services.
Notice Regarding Information on the Site: The contents of this Site are provided for
informational purposes only, and should not be construed as advice. While the information
shared on this Site is believed to be accurate and reliable, the owners/operators of this website
specifically disclaim all warranties, express, implied or statutory, regarding the accuracy,
timeliness, and/or completeness of the information contained herein. Because the terms of third-
party offers referenced on this website are subject to change without notice, visitors are
encouraged to independently verify the terms of any such offers prior to participating in them.
Because this website is intended to provide general information only, you should discuss your
specific needs with a qualified professional. The Site and the content of any information, service
or merchandise contained thereon (the “Content”) are provided on an “as is” basis.
Modification to or Termination of Services: You acknowledge and agree that we may modify
or terminate the Services and any of its features at any time or terminate your access to them
without notice to you. You acknowledge and agree that we shall not be liable to you or any third
party as a result of any such modification or termination. You may discontinue use of the Service
at any time without notice to us.
Privacy Policy: Registration data, if any, and other information about you is subject to the
Privacy Policy. By using the Service, you consent to the collection and use of this information in
accordance with the Privacy Policy.
The Service: The Service is designed to help you locate information that may be of interest to
you and to help you locate products, services, and suppliers that may be of interest to you. We
own and retain all intellectual property rights in the Service. While we are not required to screen
content accessible through links on the Service, we reserve the right to do so and to remove any
such links at any time. You acknowledge and agree that we are not responsible for any third
party content and that you must evaluate any such third party content and bear all risks
associated with any use of the content, including any reliance on the accuracy or completeness of
the information.
Use of the Services: You may use the Services for your individual personal use and you agree
that you will not reproduce, duplicate, copy, sell, trade or otherwise exploit (i) the Services for

any commercial purpose or (ii) the Content. You agree to access the Service through the
interface provided by this website and that you will not use a robot or any other process to
monitor or copy the Services.
Restrictions: Except as expressly provided herein, you shall not: (i) use any portion of the Site
or Content, on any other website, in the source code of any other website, or in any other printed
or electronic materials; (ii) modify, publish, reproduce, republish, create derivative works, copy,
upload, post, transmit, distribute or otherwise use any portion of the Site or frame this Site within
any other web site, without our prior written permission; (iii) reverse engineer, reverse assemble,
decompile or otherwise attempt to discover any source code of the Site and/or the Content. We
reserve the right to block your use of the Site and cancel any memberships or subscriptions for
violation of these Terms of Service.
Links: We appreciate your interest in linking your website (“Linking Site”) to our Site. In order
to avoid misunderstandings regarding the use of our names, trademarks, service marks, domain
names and other proprietary information, please review the following guidelines: Third parties
are authorized to include active links on web sites they control to direct a browser to the Site
“home page” at http://mcdelight.com.com. Third parties do not have any rights to include
links from their web sites to any other page maintained on the Site unless they receive prior
written permission from us or unless the Linking Site is an Internet search engine.
No Framing: Unless you receive prior written permission from us, you may not: (i) “frame” or
otherwise impose editorial comment, commercial material or any type of identification on (or in
proximity to) Content included on the Site; (ii) alter or modify Content, or (iii) “cut and paste” or
otherwise reproduce Content on the Linking Site.
No Archiving: Your link must be to the current Site only. In permitting linking, we do not grant
any rights to reproduce, modify, cache or archive the Content for any purpose.
Link At Your Own Risk: We make no representations or warranties regarding the Site, which is
provided “AS IS.” Linking Sites link to the Site at their own risk. We have no obligation to
maintain the Site, provide or update Content or otherwise support your link to the Site.
Content You Submit: By posting or submitting content on or to the Service (regardless of the
form or medium with respect to such content, whether text, videos, photographs, audio or
otherwise), you grant us and our affiliates, agents and third party contractors a perpetual,
irrevocable, worldwide, royalty free, and non-exclusive license to reproduce, adapt, modify,
translate, display, publish, publicly perform, publicly display and distribute any content you
submit, post or display through the Services. You shall be solely responsible for your own
submissions and the consequences of posting or publishing them. In connection with each of
your submissions, you affirm, represent, and/or warrant that you own or have the necessary
licenses, rights, consents, and permissions to grant the above license to us. You agree that you
will not: (i) submit material that is copyrighted, protected by trade secret or otherwise subject to
third party proprietary rights, including privacy and publicity rights, unless you are the owner of
such rights or have permission from their rightful owner to post the material and to grant us all of
the rights granted herein; (ii) publish falsehoods or misrepresentations that could damage us or
any third party; (iii) submit material that is unlawful, obscene, defamatory, libelous, threatening,
pornographic, harassing, hateful, racially or ethnically offensive, or encourages conduct that
would be considered a criminal offense, give rise to civil liability, violate any law, or is
otherwise inappropriate; or (iv) unless you have received our prior express written consent, post
advertisements or solicitations of business. We reserve the right to remove or not publish
submissions without prior notice.

Cancelling Your Policy: You can cancel your policy or policies by contacting the carrier that
underwrote your policy. Be sure to have your policy number handy. If you don’t know what your
policy number is, you can find it in the upper right corner of your billing statement or
declarations page. You’ll receive a confirmation letter within 7 business days, but the policy will
be cancelled within 24 hours of your request.
Disclaimers
ALL CONTENT AND SERVICES PROVIDED ON OR THROUGH THIS SITE ARE
PROVIDED “AS IS” AND “AS AVAILABLE” FOR YOUR USE. THE CONTENT AND
SERVICES ARE PROVIDED WITHOUT WARRANTIES OR CONDITIONS OF ANY KIND,
EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED
WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A
PARTICULAR PURPOSE OR NON INFRINGEMENT. NEITHER WE, OUR AFFILIATES
AND RELATED ENTITIES, NOR ANY OF THEIR RESPECTIVE EMPLOYEES, AGENTS,
THIRD PARTY CONTENT PROVIDERS OR LICENSORS WARRANT THAT THE
CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THIS SITE WILL BE
AVAILABLE AT ANY PARTICULAR TIME OR LOCATION; THAT ANY DEFECTS OR
ERRORS WILL BE CORRECTED OR THAT THE CONTENT IS FREE OF VIRUSES OR
OTHER HARMFUL COMPONENTS. YOUR USE OF THIS SITE IS SOLELY AT YOUR
RISK. BECAUSE SOME JURISDICTIONS DO NOT PERMIT THE EXCLUSION OF
CERTAIN WARRANTIES, THOSE EXCLUSIONS MAY NOT APPLY TO YOU.
Limit of Liability
IN NO EVENT SHALL WE, OR OUR DIRECTORS, OFFICERS, PARTNERS,
EMPLOYEES, REPRESENTATIVES, CONTRACTORS, THIRD PARTY LICENSORS,
AFFILIATES, SUCCESSORS OR ASSIGNS (“THE WEBSITE PARTIES”) BE LIABLE TO
YOU FOR YOUR ACCESSING OF THIS SITE OR UNDER OR RELATED TO THIS
AGREEMENT FOR ANY INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL, RELIANCE,
EXEMPLARY OR CONSEQUENTIAL DAMAGES, LOSS OF PROFITS, LOSS OF
EXPECTED SAVINGS, OR ANY OTHER NON-DIRECT DAMAGES HOWSOEVER
CAUSED WHETHER OR NOT WE OR ANY OF THE WEBSITE PARTIES HAS BEEN
ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND THEIR COLLECTIVE
MAXIMUM LIABILITY TO YOU UNDER OR RELATED TO THIS AGREEMENT SHALL
IN NO EVENT EXCEED THE AMOUNT PAID BY YOU FOR USE OF THE SERVICES, IF
ANY. THE LIMITATIONS OF LIABILITY AND DISCLAIMERS IN THIS AGREEMENT
SHALL APPLY REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT,
WARRANTY, STRICT LIABILITY, NEGLIGENCE OR OTHER TORT AND SHALL
SURVIVE A FUNDAMENTAL BREACH OR BREACHES OR THE FAILURE OF THE
ESSENTIAL PURPOSE OF CONTRACT OR THE FAILURE OF AN EXCLUSIVE
REMEDY. BECAUSE SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR
LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, THE WEBSITE
PARTIES’ LIABILITY IN SUCH JURISDICTIONS SHALL BE LIMITED TO THE EXTENT
PERMITTED BY LAW.
Indemnity: You agree to defend, indemnify and hold us harmless and our directors, officers,
partners, employees, representatives, contractors, affiliates, successors or assigns, including all
third parties mentioned at this Site, from and against any and all claims, actions or demands,
including without limitation reasonable legal and accounting fees, alleging or resulting from your

use of this Site and the Content or your breach of these Terms of Service or in connection with
your use of the Services.
Choice of law: These Terms of Service shall be governed by and construed under the laws of the
State of New Jersey without giving effect to its conflict of laws principles. You and we hereby
submit to the exclusive forum, jurisdiction and venue of the state courts located in Bergen
County, New Jersey and/or the United States District Court of New Jersey for any claim related
to, arising from or in connection these Terms of Service and/or your use of the Service.
International Use: Neither we nor our affiliates make any representation that the Site or Content
is appropriate or available for use in locations outside the United States. Those who choose to
access the Site from other locations are responsible for compliance with any applicable local
laws and any applicable laws regarding the transmission of technical data exported from the
United States of the country in which you reside.
Statute of Limitations: You agree that regardless of any statute or law to the contrary, any
claim or cause of action arising out of or related to use of the Service or the Terms of Service
must be filed within one (1) year after such claim or cause of action arose or be forever barred.